As you know, the Thrift Savings Plan (TSP) is an extremely important part of the federal retirement system. The TSP is widely recognized as one of the finest, most elegantly simple, and popular retirement plans of its kind. As of June 2014, there were 4,614,874 participants, and over $358 billion in assets under management, making it the largest defined contribution retirement plan in the world. However, we have found that the majority of these investors do not have the proper guidance required to maximize the growth of their savings. Our stock trading service is exclusively devoted to helping federal employees increase their thrift retirement savings using a combination of fundamental and technical analysis, and our mechanical system. Our track record speaks for itself!
Overall Performance of Our TSP System: Since the inception of our service on January 1, 2005, if a member started with $100,000, his/her initial savings would have increased to $469,684 using our real-time trading returns. For the same time period, the buy-and-hold strategy of investing would have only increased to $179,481. These results do not include profits made from the latest fund allocation change, nor any contributions (personal and government). In addition, our returns are not compounded and are only based on arithmetic computations (i.e., summing profits and losses).
All trades adhere to the New Interfund Transfer Rule. The performance bar chart and table below display our overall results:
Performance Line Chart
click to enlarge
Tables of Our Trading Results
Performance Bar Chart
The two main facts to observe from the table are: (1) the longevity of our service, and (2) our results consistently beat the buy-and-hold strategy of the market over the long haul. If your current trading style is not making these returns, we encourage you to Join Now and become part of our growing number of federal government employees & military personnel who are prospering from our valuable service!
Year 2015 Results (End-of-Month Close: 8/31/15) — Our members have profited +7.28% in Year 2015. The buy-and-hold strategy is down -0.28%, while the S&P 500 is down -2.84%. We are outperforming the S&P by +10.12%. The G Fund is up +1.33%. In addition, our leading competitor "Coolhand's Market Analysis" on the TSPTalk.com site is up +4.25%. We are outperforming Coolhand by +3.03%. Our main goal is to protect our members savings during unstable market times by preserving capital.
Year 2014 Results — Our members profited +14.69% in Year 2014. The buy-and-hold strategy only profited +5.51%. The G Fund returned +2.26%.
In addition to using technical and fundamental analysis, we are now validating our interpretation by using a mechanical impulse system. The impulse system uses a combination of trend following and momentum, which maximizes gains when the market is trending. Our returns are now outperforming all other TSP trading services.
Our Competition: Our returns in 2014 outperformed all services on the TSPTalk.com site, which are "Coolhand's Market Analysis" and "Intrepid Timer Investment Strategies." Coolhand's Market Analysis uses an integrated approach in evaluating the market and Intrepid Timer uses traditional technical analysis (chart interpretation). The Coolhand's Market Analysis performed poorly for its subscribers with a small gain of +6.03%. Intrepid Timer had a net gain of +12.91%. We outperformed Coolhand by +8.66% and Intrepid by +1.78%.
Cumulative Results (2005-2014) — Members using our service profited an average of +15.36% per year, whereas the average gain for the buy-and-hold strategy was only +7.23% per year, and the G Fund just +3.11% per year.
Become a member today to our valuable service and gain an understanding of the market in our very comprehensive newsletter. And more importantly, you will have access to our current and future allocations if you Join Now!
About Our Service:
Our proprietary methodology uses both technical and fundamental analysis for trading the funds of the Thrift Savings Plan — G Fund, F Fund, C Fund, S Fund, and I Fund. Our number one goal is to produce results that consistently beat the buy-and-hold strategy of investing. The buy-and-hold is a terrible way to invest, since it takes years to recover when the market crashes.
The two primary long term trends of the stock market are either a secular bull market or a secular bear market. Secular bull markets can sometimes last over twenty years. The most prosperous secular bull markets were from 1943-66 and 1983-2000. On the other hand, secular bear markets normally last between 10-14 years and sometimes longer. Since year 2000, the market has been in a secular bear market. Within any secular market, there will be many bull and bear market cycles.
The latest bear cycle occurred when the S&P crashed over 57% in 2008 (see the chart above). The market then experienced the next bull cycle beginning in March '09. The buy-and-hold strategy will become an excellent way to invest only when we are in a secular bull market. When we reach the beginning of the new secular bull market, then we will heavily invest in the stock funds. During a secular bull market, we can continue to outperform the market by allocating in the stock funds that are interpreted to provide the highest reward/lowest risk. During a secular bear market (like the present one that began in year 2000), it is critical that we trade our accounts so that: (1) we protect our capital during a crash within a bear cycle, and (2) continue to outperform the buy-and-hold strategy of investing for bull and bear cycles.
Reasons why it is imperative to trade the stock market as opposed to the buy-and-hold strategy can be viewed in a few charts which graphically show: (1) historical secular bull and bear markets of the Dow Jones Industrial Average, (2) secular markets explained by trends in the price/earnings ratios (P/E) of the S&P 500 Index, and (3) how just by using a simple price and moving average crossover technique applied to a bear and bull cycle of the S&P 500 Index will 'greatly' outperform the buy-and-hold strategy of investing. Our proprietary methodology focuses on a combination of technical elements and our mechanical system. The combination of these methods maintain a tight control on losses and maximize gains.
As a member you will receive:
Members will have access to the exclusive Members Only page with the latest
|"TSPFundTrading.com's Weekly Newsletter"|
with Professional Chart Analysis & Commentary
The newsletter will be posted on the Members Only page each Friday to update members with our fundamental and technical interpretation of the market and the future short- to intermediate-term outlook. We will provide our recommendations for attaining the highest-reward/lowest-risk in the various funds for the short-term. A few elements we will focus on include:
|Current Fund Distribution|
This section will provide our current percentage breakdown for the various funds in order to achieve the highest-reward / lowest-risk results.
Members will receive an e-mail alert when we believe it is best to make an Interfund Transfer; meaning there has been a change in percentage distribution of funds (see sample). Members will also receive an e-mail each Friday, as a reminder that our weekly newsletter has been posted on the members page.
|First-Class Member Support|
Members will receive full privacy protection, and will absolutely not receive spam or advertisements.
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