Our Performance

Performance of our TSP Allocation Service

2026 Performance (End of Month, Updated: 06/04/26): Our year-to-date return stands at +9.52%, outperforming the buy-and-hold benchmark's gain of +9.06% and substantially exceeding the G Fund's return of +1.85%. These results are particularly impressive given the extreme volatility, rapid market reversals, and heightened uncertainty that have characterized 2026. While many investors have struggled to navigate this turbulent environment, our disciplined, rules-based approach has enabled us to preserve capital, manage risk, and continue generating competitive returns.

Yearly Returns (2005-2025): Our TSP Allocation Service is averaging a profit of +13.23% per year in both bull and bear market cycles. The average return for the buy-and-hold strategy is +7.48% per year. We are nearly doubling the markets overall performance. The G Fund is returning an average of +2.90% per year.

A sustained +13.23% annualized return over 21 years is an exceptionally strong long-term performance record compared to most individual investors and many professional money managers. Based on our review of competing services, TSPFundTrading.com currently holds the best long-term track record among all TSP market timing services. Our track record speaks for itself!

Compounded Returns: Since the inception of our service on January 1, 2005 to the end of 2025, if a member started with $100,000, their initial savings would have increased to $1,333,354 using our real-time trading returns. For the same time period, the buy-and-hold strategy of investing would have only increased to $414,382, while the G Fund increased only to $182,975. These results do not include any personal contributions during those 20 years.

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Special Note: Access to the Members page with the latest IFT distribution allotments are provided to Members only.

Our performance returns are independently verified by TimerTrac.

How the TSP Calculates Share Price: The value of your TSP account is determined each business day based on the daily share price and the number of shares you hold in each fund. At the end of each business day, after the stock and bond markets have closed, the total value of the funds' holdings (net of accrued administrative expenses) is divided by the total number of shares outstanding to determine the share price for that day.

Calculating Dividends & Capital gains, Share Purchases, Share Sales, and Fair Value Pricing

Our main goal is to maximize our TSP savings during bull market cycles and protect capital during potentially unstable market periods.

In addition to using technical and fundamental analysis, we are now validating our interpretation by using a mechanical impulse system. The impulse system uses a combination of trend following and momentum, which maximizes gains when the market is trending.

Compounding Our Performance vs. Buy-and-Hold

Year Buy & Hold Trades
with 20% in each Fund (%)
Buy & Hold
Compounded Returns
starting with $100,000
Our Cumulative
Year-To-Date Returns (%)
Our Compounded Returns
starting with $100,000
2025 14.66 414,382.63 13.01 1,333,354.04
2024 10.38 362,219.89 25.49 1,189,054.78
2023 15.94 328182.44 10.12 931023.94
2022 -13.64 282556.67 -9.66 854305.96
2021 10.50 327200.13 11.38 954186.67
2020 13.36 296707.67 17.18 854688.59
2019 17.16 261224.77 20.51 728662.92
2018 -4.65 220775.18 2.26 595915.47
2017 13.28 231824.21 16.84 583970.65
2016 7.34 203255.30 6.73 495310.40
2015 0.34 189449.48 10.39 475272.01
2014 5.51 189287.41 14.69 429459.90
2013 16.48 179481.27 15.42 372873.43
2012 12.10 152592.67 -2.15 320719.82
2011 2.11 136019.12 5.54 330597.13
2010 14.03 135068.28 15.63 314428.30
2009 25.47 120290.54 36.87 271436.21
2008 -30.79 94221.93 10.59 194028.56
2007 7.01 130818.61 16.27 175308.19
2006 12.70 122184.92 21.47 149330.70
2005 7.70 107852.04 19.24 120968.82


If your current trading style is not making these returns, we encourage you to Join Now and become part of our growing number of federal government employees & military personnel who are prospering from our valuable service!

Graphical Representations of our Overall Performance:

Growth of TSP Savings




Performance Line Chart




Performance Bar Chart